Terms & Conditions | Office of Student Financial Aid

The financial aid identified on your Financial Aid Notification is being offered to you with the following conditions:

You must be enrolled as a degree-seeking student.
You must be a U.S. citizen or eligible non-citizen (for Illinois MAP Awards, an eligible non-citizen includes a student meeting the “undocumented student” criteria of the RISE Act.)
You must be enrolled at least half-time (for undergraduate and professional students: 6 credit hours minimum per semester; for graduate students: 4 hours minimum per semester) to be eligible for the Federal Direct Loan(s). The annual maximum loan amount you may borrow as an undergraduate must be prorated when your remaining period of study is shorter than an academic year and you are enrolled in less than 12 hours. If you are planning to graduate at the end of the fall semester, you are subject to this requirement.
Full-time enrollment: The Cost of Attendance and Financial Aid Eligibility on your Financial Aid Notification are calculated based on a minimum enrollment of 12 hours for undergraduate and professional programs and 8 hours for graduate programs for the fall and spring semesters.
1. Part-time or greater than full-time enrollment:
  - Undergraduate on-campus/online and professional programs: If you enroll for fewer than 12 hours, your cost of attendance and financial aid awards (including, but not limited to, Federal Pell Grant, Office of Student Financial Aid (OSFA) grants/scholarships, University Loan, the Federal Supplemental Educational Opportunity Grant (SEOG) and Federal Direct Loans) may be reduced or cancelled. You must notify OSFA if you will be enrolled for less than 12 hours.
  - On-campus graduate programs: If you enroll for fewer than 6 hours, your cost of attendance and financial aid awards (including but not limited to Federal Direct Loans) may be reduced or cancelled. You must notify OSFA if you will be enrolled for fewer than 6 hours. If you do not notify OSFA, your aid may be adjusted after the 10th day of the semester, and you will be required to repay any financial aid that you were not eligible to receive. If you enroll in 12 or more hours, your Cost of Attendance can be increased.
  - Online graduate programs: If you enroll for fewer than 8 hours, your cost of attendance and financial aid awards (including but not limited to Federal Direct Loans) may be reduced or cancelled. You must notify OSFA if you will be enrolled for fewer than 8 hours. If you do not notify OSFA, your aid may be adjusted after the 10th day of the semester, and you will be required to repay any financial aid that you were not eligible to receive. If you enroll in 9 or more hours, your Cost of Attendance can be increased
You must maintain Satisfactory Academic Progress.
You must notify OSFA of assistance received from any sources outside the university. You will need to include the source and the amount of aid received. This includes but is not limited to scholarships, loans, assistantships, fellowships and educational benefits that do not show on your financial aid notification. This information should be reported on the “Request Changes” section of your electronic Financial Aid Notification.
OSFA reserves the right to adjust or cancel any award at any time because of the notification of awards not previously included on your Financial Aid Notification, changes in your financial or academic status, or due to an awarding error. Changes reflected in your awards will result in an email to you, serving as a notification of the change.
If your Financial Aid Notification includes Federal Work Study (FWS), you must accept the FWS award and earn FWS funds in the current year in order to be considered for FWS in future years.
If Federal Work-Study (FWS) is included on your Financial Aid Notification, you must work to earn the FWS amount shown. FWS funds are not disbursed directly into your University Student Account. If employed, you will receive a paycheck every 2 weeks. Please visit our osfa/Illinois.edu/types-of-aid/employment/virtual-job-board to find student employment. You won’t be eligible for aid offered for any term during which you hold a cooperative education position or a paid internship.
You will be responsible for repaying any funds you receive that exceed your financial need, or if for any reason you become ineligible for the financial aid.
If you don’t attend each class you are enrolled in or stop attending classes without officially withdrawing, your financial aid awards may be adjusted and repayment may be required.
All awards in your financial aid package are contingent upon continued funding from federal, state, and institutional sources. If funding for any of your awards is reduced, suspended, or eliminated, the affected awards will be reduced or rescinded accordingly. If the awards were disbursed to your account, the amount of the reduction or rescission will be charged back to your account no later than the end of the term for which the award was made, and you will be responsible for paying the account balance in accordance with University payment policies.
You may be eligible for a State of Illinois MAP grant.
Because you completed a Free Application for Federal Student Aid (FAFSA) or Alternative Application for Illinois Financial Aid, you are also considered for financial aid from the State of Illinois. You may qualify for a State of Illinois MAP grant—financial aid from the State of Illinois that is based on financial need and does not have to be repaid. If you are eligible:
• Your financial aid offer from the school includes an estimated amount listed as IL MAP (estimated).
• The amount listed is an estimate. The final amount may change depending on how much funding the state provides this year, as well as the number of hours you’re enrolled and your other sources of aid.
• MAP grant awards may be received for up to about 4½ years of full-time college.
• You can learn more about the State of Illinois MAP grant and check how many credit hours you have used on the Illinois Student Assistance Commission website: isac.org/mapgrant
You may also qualify for help with dependent care expenses and food costs.
• Ask your financial aid office if you would benefit from the federal dependent care allowance.
• Call the Illinois Hunger Coalition Hotline at 800.359.2163 or visit the website at ilhunger.org for information about food assistance.
• Contact the Illinois Department of Human Services at 800.843.6154 or visit the website dhs.state.il.us for information about the Child Care Assistance Program and/or the Supplemental Nutrition Assistance Program.
If a State of Illinois MAP Grant isn’t included in your Financial Aid Notification, you are not eligible for the grant at the University of Illinois Urbana-Champaign.
The State of Illinois MAP Grant will be reduced if you are registered for fewer than 15 credit hours in a semester. The University will refund the State of Illinois however as long as you remain enrolled in at least 12 hours, institutional funds will be provided to replace the MAP reduction. Also, if you reduce your course load below 12 credit hours by withdrawing from a second 8-week course prior to the 5th day of class, your State of Illinois MAP Grant will be reduced, requiring repayment.
If requested, you must provide documents to verify the accuracy of information reported on your FAFSA before financial aid funds can be awarded or disbursed.
If you receive two or more tuition and/or fee restricted awards they may be combined. The total can’t exceed your assessed tuition and/or fees.
If you are participating in a study abroad program, your cost of attendance will be adjusted based on the official Study Abroad Budget provided by your abroad program, and your financial aid awards may be adjusted.
You are not eligible for aid restricted to undergraduate students, such as the Federal Pell Grant, Illinois MAP Grant, or Federal Supplemental Educational Opportunity Grant, if you have a bachelor’s degree, or if you are a graduate or professional student.
You will receive financial aid in 2 installments (one half is disbursed for the fall semester, and the second half for spring semester), unless otherwise noted. All disbursements are made directly to your student account.